The Endowment Policy is perfect for a retirement plan as well as a necessity for sound financial planning.It allows the insured to choose policy term from between 10 years and 30 years.The longer the term, the lower the premiums
This is one of the most popular forms of life assurance.It offers protection at reasonable cost and is an attractive and secure medium of investment.Premiums are payable for a fixed number of years or until death of the life assured.


On maturity or early death the sum assured is paid.

Note that the No Claims Discount will be based on the premium for medical benefit only

  • This type of policy is ideally suitable for making provision for old age.
  • It provides financial protection if the policyholder dies while the policy is in force.
  • It can also be used for making provision for other life’s contingencies like children college education, marriage or buying property.
  • The plan is flexible allowing the option to choose policy term as well as age at entry.
  • After three years of full premium payment the policy will acquire cash and paid up values, entitling the policy holder to acquire a loan as stated in the policy.
  • The product benefits can be enhanced by incorporating Personal Accident as well as Funeral Expense riders.
  • Allows you insurance tax relief amounting to 15% of the premium paid subject to maximum of Ksh. 3,000 per month. The full amount payable at maturity is tax-free.