Micro Insurance is a specialized Group credit life insurance policy tailor-made to cover short-term loan balances for small scale businesses.


  • This policy pays off the outstanding loan on reducing balance basis in the event of death or permanent disability
  • Age 18 to 75 years at entry
  • Term up to 72 months
  • Single premium payable in advance to cover the loan balance during the entire period of loan
  • Cover includes a Free Funeral expenses benefit of 10,000/= per member


  • All Loan balances become payable on death or permanent disability of the insured member
  • Protect family of insured member from being left with nothing as a result of outstanding debt
  • The Insured will continue maintaining credit services to the Kenyan community