Summary of Cover
- Covers damage to property caused by the risks of fire, lightning and explosion as a result of bursting of boilers or gas used for domestic purposes.
- The policy is enhanced to cover additional perils (Special Perils A-H) such as:-
- Hail, Snow, Wind, Hurricane, Cyclone, Tornado or Typhoon.
- Rain (so long as damaged by perils mentioned in ‘A’ above
- Overflowing of guttering & down pipes in connection therewith, or bursting or overflowing of municipal or other public water supply mains
- Bursting or overflowing of water tanks, apparatus or pipes, excluding damage thereto
- Aircraft and other aerial devices and/or articles dropped therefrom
- Impact with any of the said buildings insured under this policy &/or any walls, gates & fences around & pertaining hereto, by road vehicles, horses or cattle not belonging to or under the control of the insured his agent or servant
- Subterranean Fire
- Location of the premises/business.
- Details of the trade carried out by insured
- Materials used in the construction of the walls and roof
- Surrounding property.
What is insured?
- Goods held in trust
- Furniture, fixtures and fittings
- Office equipment
- Machinery, business plant
- Rent Payable/Receivable