The Ekeza Policy is with-profits anticipated endowment assurance with regular premiums payable to secure cover on death or survival with partial maturity payments at prescribed intervals. In addition, the policy attracts simple reversionary bonuses declared annually after performance of the actuarial valuation of the life fund.
Partial /Full Maturities:
The full and partial maturities of the sum assured are as follows:
| Full/Partial Maturity | Term (years) | |||
| 12 | 15 | 18 | 21 | |
| 1st Partial Maturity (50%) | Year 4 | Year 5 | Year 6 | Year 7 |
| 2nd Partial Maturity (50%) | Year 8 | Year 10 | Year 12 | Year 14 |
| Final Maturity (100%) | Year 12 | Year 15 | Year 18 | Year 21 |
Death Benefits:
On death of the life insured, the full sum assured together with accrued bonuses is payable without deduction earlier paid survival benefits.
Age Limit:
The age basis is age next birthday
Non – Forfeiture Options:
After three (3) years of complete premium payment, either a cash surrender value or a reduced paid up value can be elected. No benefit is payable if the policy is terminated before three years are complete
Riders:
In addition to the main cover, the following additional rider benefits can also be purchased by a policy holder:
The PTD and Accidental death Lump-sum sum assured will be equivalent or less than the sum assured for the main cover