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This is a form of Life insurance offered by an Employer or Association to its workers or members.
This plan is ideal for all types of employers, and covers incorporated companies, government institutions and agencies, NGOs , Saccos and other types of business and non-business entities.
GLA is typically offered as a membership benefit package. Members to be covered under GLA must be existing for some other common purpose.
The main benefit under this policy is death in service whether by Accident or Illness
Cover Benefits are usually expressed as a multiple of salary (2,3,4 times basic salary) or on fixed amounts (500,000/=, 1,000,000/= etc)
The cover has riders: Permanent Total Disability, Critical Illness, Last Expense
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